High Risk Processing

Products

High risk merchants face unique complexities and often struggle to secure competitive placement in the payment processing industry. At Pinnacle Payments, we are proud to offer competitive processing capabilities and advanced technology solutions to merchants across the gamut of industries.

What to Seek in a High Risk Processor

Industry Expertise
1. High risk merchants are inherently at greater risk for chargebacks and fraud. Navigating the payments industry with seasoned professionals is categorically more critical for merchants of this designation. Our experience can help identify potential opportunities for loss before they occur, and ensure that merchants are matched appropriately with products and services that most adequately contribute to their success.
Accurate Classification
1. Merchants engaged in traditionally high risk industries are sometimes assigned an incorrect MCC in order for sales agents to gain processor acceptance. This introduces risk to merchants unduly and is avoidable by appropriate classification. We offer legitimate high risk account acceptance which negates the need for mislabeling, and ensures an appropriate account structure.
Competitive Pricing
1. You’ll find the availability of transparent and competitive traditional pricing options, as well as the ability to offset processing fees by implementing a compliant dual pricing program. Consult with your relationship manager to determine your perfect fit.
Technology to Run Your Business
1. High risk merchants require speed and agility in technology solutions, capable of accepting the industry’s latest methods of payment, while strictly adhering to Card Brand requirements. Pinnacle Payments boasts multiple processing solutions to include no frills terminals to sophisticated point of sale systems. We would be delighted to discuss how to best tailor our solutions to fit your unique needs.
Client Support
1. Pinnacle Payments boasts elite, personalized support – one of our core differentiators in the market. You’ll experience white glove treatment beginning with the business needs analysis, and the same great care will carry forward through implementation and for years to follow. It’s the service after the sale that sets us apart! In every facet of what we do, our relationship managers truly strive to be your lifetime partner in payments.

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Dual Pricing

Perhaps the industry’s most sought-after program, dual pricing may be right for you.

Business Lending

Access quick capital with our merchant cash advance and business lending solutions.

High Risk Processing

Competitive placement opportunities for high risk merchants.

Middle Market & B2B

A comprehensive solutions suite for Middle Market and B2B merchants.

Gift Cards & Loyalty

Customizable programs to increase foot traffic and advance your loyal following.

Bank & Referral Partnerships

Enrich your company’s value proposition through a partnership with our trusted industry experts.